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Sunday, April 1, 2018

Watch out for those fake car insurance claims and buy car parts online at PartsAvatar Canada.


Have you been a victim of car insurance fraud?? Don’t let this happen again and save yourself from auto insurance frauds by looking at some of the common frauds outlined by PartsAvatar Mazda parts.
 At the time of collision were you conned by the other party because of your lack of awareness about auto insurance scamming?? If the advantage was taken, you know what you just lost!


Auto insurance scammers create a vulnerable scenario for you so that you will have to pay the insurance money they falsely claim. They don’t even give us chance to think. 

In that case, if you need to replace auto body parts that have been damaged in the collision, then look no further than PartsAvatar Car Replacement Parts online.
The worst thing is most accidents are planned to gain insurance money out of innocent drivers. In U.S.A. insurance fraud is second most burdensome crime after tax evasion.  It is very important to be active on the road, and be aware of the drivers that are driving nearby.

You never know if someone is keeping an eye on your careless driving! Check out some methods of auto insurance scams and ways to deal with them.

Cash for crash fraud- Fake accidents!

in this scamming, the fraudulent people create a situation of fake collision to trap innocent motorist and force them to pay money for the damage.
Here the commercial vehicles are targeted mostly. So keep a safe distance when driving which reduces the risk of running into the back of the car in front.

Faking injury- Hard to find!
The scammer show false medical reports in order to claim the insurance money and benefiting out of your state of extreme vulnerability.

In staged or normal accidents the scammers will act as if they are severely injured to get larger portion of insurance money. They usually claim the injuries that are difficult to notice such as back pain, whiplash or phantom pain. It is hard to find traces of whiplash on the X-ray report, so scammers may get some fraud doctors involved with them to create a false report of their injury. 

Scammers forge their injury reports to get payout from insurance companies.
Some scammers use pre damaged vehicle like car with damaged door mirrors, headlights and taillights or dents, to collide. This is done to show extra damage on their vehicles and to claim extra money from insurance companies. Fake victim will claim to have been involved in the accident when they were not.
Notice if the driver is fine before the arrival of the police. File a police report even for a minor accident. No one could forge an official record. Scammers won’t be able to forge the official record so make sure to file one instantly.

Also, when you are in an accident, get evidence as much as you can from your smart phone. Take pictures of the damaged car parts, victim, driver’s license number, number of passengers present in victim’s car, vehicles involved and eyewitness present. You can also let the police probe into it rather wasting time on arguing so that the other party could not scam you.

The swoop and squat scam- Targeting big fish!
In this Scamming technique, the scammers target luxury or commercial vehicles with larger insurance policies. These scams involve two cars: one driver beside the victim while the other swoops in front of the victim’s car and stops suddenly to cause rear end crash. The fraudsters may come from behind, slow down in busy traffic or at an intersection to cause a crash. They then demand injury and collision insurance against your auto policy.

In traffic, they will accelerate quickly as if the traffic started, but then suddenly push the brakes to catch the victim while they are still accelerating. It is a coordinated scam and the other car pulls alongside the victim so that they cannot change the lanes.
Even professional doctors or mechanics work together with scammers sometimes as they create a fake report on injuries that never happened in reality!

In this situation, it is better to always maintain a safe distance with the other car in front of you, not only to avoid collision but with safety’s aspect too. Also keep an eye on the traffic ahead of immediate car. By this you may know the need to speed or slow down.

Sideswipe- Hard to prove!
Beware if you are driving in the inner lane at busy intersection. While turning if you try to drift into outer lane, scammers may deliberately ram you.

The scammer will be driving next you and deliberately ram into your car to cause accident. These situations commonly happen when the driver is distracted and does not notice to have entered scammer’s lane. This type of scamming is hard to prove, so it is not so common.

The best way to avoid this is to stay inside your lane. Do not give any opportunity to scammer and be aware. In this situation, dashboard cameras can be useful as they will be recording your side of story so scamming will be difficult.

Shady helpers- In the form of your well wishers!
Has someone approached you after collision claiming to be an insurance official? Beware! It might be a trap.
Shady helpers come into light often after a crash has occurred. A stranger may approach you at the crash site or even phone you and pose as a third party insurance official. Beware, as it may be a setup for fraudulent car repairs, medical treatments and bogus insurance claims.

Never involve any third party when you have done proper insurance of your car. Deal with your insurance company officials and other’s insurance official directly without involving any third party. Never disclose any secret information regarding your car’s insurance to someone else claiming to be your insurance adviser.

Drive down- The common one!
When you are trying to merge into traffic, scammer will slow down and wave you forward. He then deliberately crashes into your car and denies giving you any signal to merge. This is done to make it seem like the victim was at fault.

It is one of most common scamming technique as the innocent driver cannot prove whether the scammer signaled him or not.
Keep a sharp eye on the road. Before following any gesture, examine the traffic or space as much as you can. You can ask your co passenger to help you examine because sometimes it is easy to see from the other end.

With these guides and advices, hopefully you can avoid getting involved into fake insurance claims. Always be aware on the road and do not let the scammer to con you by getting evidences as much as possible.

Seek help of police if you find something fishy. Keep medical records of the treatments you received. Contact your medical licensing board to ensure your doctor is licensed.

PartsAvatar advises you to follow these instructions for safe driving and beware of the scam on the road. Visit PartsAvatar Online Car Parts for aftermarket auto parts shopping and free shipping for orders over $99.

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