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Showing posts with label auto insurance scam. Show all posts
Showing posts with label auto insurance scam. Show all posts

Thursday, July 6, 2017

Take a look at most common Mistakes made by drivers while driving their automobile outlined by Partsavatar Car parts !!

Here’s a list of common mistakes we human beings make while driving- Parts avatar Auto parts.


As much as we love driving, we are still not perfect. Human errors have caused majority of accidents on roads and highways. According to a survey, nearly 98 percent of accidents on road or highways are mainly due to human error or sheer ignorance.

No wonder due to this problem, auto makers are planning to introduce self driving cars in the future with no stance of human error. Parts avatar’s main purpose is to make you aware of your bad driving habits (if any) and ensure your safety on the road. Take a look at following common mistakes the drivers are often found guilty of.

Riding the Brakes
Slamming the brakes gravely effects the lifespan of brakes and fuel economy too. A lot of folks have this habit of keeping their foot and right foot on the brake and gas pedal respectively at the same time, usually on lights. Mind you, this way you are paving the way for a premature brake wear.

It will impact not only your car’s brakes but also your safety might become risky. More serious accidents may occur as the motorists behind you will struggle to react to the jerking of your car. Take a wise decision and use your right foot to both brake and accelerate your car. If still you have got a car with damaged brake system parts, then you are lucky. You can Shop for aftermarket car brake parts at Partsavatar car parts.

Wrong Positioning of Mirrors

Car Mirrors, seats, seat belts and steering wheel’s adjustment is very important for your driving safety. If your driving position and mirrors are properly adjusted according to your comfort, then you can easily tackle any emergency situation on the road.

Drivers take mirrors for granted and mostly see this object as a piece of decoration. But these decoration pieces have more important job of providing you a clear view of your side and at your car’s back.

Poor positioning of side mirrors often leads to road accidents as people switch lanes without noticing another car coming right behind them. Do yourself a favor and adjust your car’s mirrors especially the side mirror in such a way that you completely eliminate blind spots and don’t see your own car in the mirror. If your car’s side view mirror or any other car’s mirror needs replacement, Parts avatar is here at your service.

Driving with Under-inflated tires
As always tires have been most overlooked auto part of car. At the same time it is very expensive to replace the set of tires with new if the old one gets damaged. But on road, one thing must be checked regularly i.e. inflation of tires. For a smooth ride, tires should be properly inflated.

Install car's TPMS sensors to track the inflation status of your car’s tires. But you should not wait for the light to turn on to inflate your tire. Checking car’s tire pressure regularly not only ensures your safety on the road but also improves gas mileage.

Not using Turn Signals
Turn signal is an important safety feature not only for us but also for the other fellow drivers on the road. It informs the other motorists on the road about our intentions to either turn or to go straight.

Accidents often happen when we don’t use a turn signal to indicate that we turning to the corner or changing lanes as it forces the other driver riding behind us to take immediate decision according to our actions. Or the worst is, sometimes we forget to turn off the turn signal and changing your mind in the middle of a maneuver can be very dangerous.

Drivers should follow proper driving etiquette on the road by turning on the turn signal light wherever necessary. Don’t forget to turn them off as the blinking light is quite annoying for other motorists.

Ignorance about Car lights
It is no wonder that most of the drivers are ignorant of exact use of car lights. They often get themselves a warning ticket issued due to such a mistake. One of the bad habits is to leave car’s high beams headlights on even if you see a car in front of you. Car’s High beam headlights are quite sharp and dangerous and can blind drivers on the road and can distract the drivers ahead of you and ultimately can cause severe road accident. So, people should be aware of when to use the car’s high beams and when to turn them off for everyone’s concern.

Car’s daylights are dimmer than other lights on most cars. Some drivers mistakenly leave them running at night. It is to be noted that whenever the daylights are turned on the car’s taillights are turned off at the same time. So at night, your car won’t be visible to other drivers on the road if the taillight is not running. So for your and other motorist’s sake, turn the car’s night lights at dusk.

Not using parallel parking Skills

For many folks, who don’t practice parallel parking regularly and even some who do, the act of doing so is extremely stressful. It can be confusing and often leads to curb scraping if you are a newbie to this skill.
So, practicing parallel parking will go a longer way towards hassle free experience and less damage to car will happen due to scrapping. So, practice it for your own good.

Crossing Lanes while turning
Most of the motorists cross multiple lanes while turning a corner which is quite dangerous. Execute a turn in your own lane and then use the turn signal to indicate that you are changing the lanes after taking turn.

Recklessly crossing lanes can lead to severe road accidents and head on collisions with upcoming cars. Follow a proper driving decorum for everyone’s safety on the road. Believe me this malpractice of crossing lanes is definitely going to cost you with big auto repair bills or even worst with your life. Rest is your choice!

Stopping deliberately without warning
Don’t be shy, we all do it sometimes! If we see something of our interest like “Hot Doughnuts”, we deliberately stop and try to take a turn. Mostly you slam on your brakes and come to an abrupt stop without warning the car tailing behind you.
Your car is likely going to collide with the other car coming from behind as it suddenly got red signal from your car’s taillight.

Drivers should be conscious of the cars coming behind and them they should stop slowly by giving other motorists a chance to adjust accordingly.
Please note that sometimes some auto scammers deliberately stop their car to claim fake auto insurance from you. So beware of such scammers!


If you pay attention to these mistakes and work on them, you won’t get warning tickets or large repair bills issued by your mechanic for any harm done by you. You can also Shop for good quality and affordable aftermarket performance parts at partsavatar.ca. Get the benefit of FREE SHIPPING for orders exceeding $99.

Monday, April 3, 2017

Car insurance frauds to watch out for and ways to avoid them!

Partsavatar outlines some of the most common auto insurance scams and tips to avoid them.
When you get involved in an accident, you are already so bewildered by the whole situation occurred, and the other party takes advantage of your vulnerability. Mostly auto insurance scammers take benefit of the situation and demand insurance money for their damaged vehicle. They don’t even give us chance to think.

The worst thing is most accidents are planned to gain insurance money out of innocent drivers. In Ontario, Canada, some scammers deliberately stop their cars on the highways while driving to get forcefully hit by the vehicle coming from behind. In U.S.A. insurance fraud is second most burdensome crime after tax evasion.  It is very important to be active on the road, and be aware of the drivers that are driving nearby. Well, when we are driving we are attentive for our vehicle, and who knows the scammer is driving in front of you.

So in this article, you will know about some famous and common methods of auto insurance scams and ways to deal with them.

THE SWOOP AND SQUAT SCAM


This type of staged crash is quite common on highways or expressways. According to L.A. times these incidents are increasing in Los Angeles. The scammers target luxury or commercial vehicles with larger insurance policies. These scams involve two cars: one driver beside the victim while the other swoops in front of the victim’s car and stops suddenly to cause rear end crash. The fraudsters may come from behind, slow down in busy traffic or at an intersection to cause a crash. They then demand injury and collision insurance against your auto policy.

In traffic, they will accelerate quickly as if the traffic started, but then suddenly push the brakes to catch the victim while they are still accelerating.
It is a coordinated scam and the other car pulls alongside the victim so that they cannot change the lanes.

These scams involve even doctors and professionals in it. They work with the criminals to stage these accidents by identifying the other parties.

ADVICE

In this situation, always keep an eye on the traffic ahead of immediate car. By this you may know the need to speed or slow down. Drivers are advised not to follow the other car too closely.

SHADY HELPERS

This scam happens after a crash has occurred. A stranger may approach you at the crash site or even phone you and pose as a third party insurance official. He will try to convince you to use particular lawyer or health clinic for your injuries. Beware, as it may be a setup for fraudulent car repairs, medical treatments and bogus insurance claims.

ADVICE

You should deal with your insurance company officials and other’s insurance official directly without involving any third party. Do not provide any information to parties other than your insurance company.

FAKE INJURY AND DAMAGE CLAIM

In staged or normal accidents the scammers will act as if they are severely injured to get larger portion of insurance money. They usually claim the injuries that are difficult to notice such as back pain, whiplash or phantom pain. It is hard to find traces of whiplash on the X-ray report, so scammers may get some fraud doctors involved with them to create a false report of their injury. Scammers forge their injury reports to get payout from insurance companies.

Similar to fake injury claims, con artists will claim that their vehicle was damaged far worse than it actually was. Some scammers use pre damaged vehicle like car with damaged auto door mirrors, headlights and taillights or dents, to collide. This is done to show extra damage on their vehicles and to claim extra money from insurance companies. Sometimes, along with the fake damage claiming parties some people are involved who out of nowhere claim injuries.

Fake victim will claim to have been involved in the accident when they were not.

ADVICE

Notice if the driver is fine before the arrival of the police. Because when the police intervene, scammers start to act and moan. File a police report even for a minor accident. No one could forge an official record. So if the official record claims scratches and minor injuries occurred at the time of accident, then the scammer may not be able to claim money for extra severe injuries from insurance companies.
Also, when you are in an accident, get evidence as much as you can from your smart phone. Take pictures of the damaged car parts, victim, driver’s license number, number of passengers present in victim’s car, vehicles involved and eyewitness present. You can also let the police probe into it rather wasting time on arguing so that the other party could not scam you.

SIDESWIPE

Beware if you are driving in the inner lane at busy intersection. While turning if you try to drift into outer lane, scammers may deliberately ram you.

The scammer will be driving next you and deliberately ram into your car to cause accident. These situations commonly happen when the driver is distracted and does not notice to have entered scammer’s lane. The scammer will claim that the victim was not cautiously driving and was engaged in other work or was distracted.
This type of scamming is hard to prove, so it is not so common.

ADVICE

The best way to avoid this is to stay inside your lane. Do not give any opportunity to scammer and be aware. In this situation, dashboard cameras can be useful as they will be recording your side of story so scamming will be difficult.

DRIVE DOWN

When you are trying to merge into traffic, scammer will slow down and wave you forward. He then deliberately crashes into your car and denies giving you any signal to merge. This is done to make it seem like the victim was at fault.
It is one of most common scamming technique as the innocent driver cannot prove whether the scammer signaled him or not.

ADVICE

Keep a sharp eye on the road. Before following any gesture, examine the traffic or space as much as you can. You can ask your co passenger to help you examine because sometimes it is easy to see from the other end.

With these guides and advices, hopefully you can avoid getting involved into fake insurance claims. Always be aware on the road and do not let the scammer to con you by getting evidences as much as possible.

You can seek help of police if you find something fishy. Contact your state insurance fraud bureau if a scammer tries to steer you to an unknown repair shop or clinic.
Keep medical records of the treatments you received. Contact your medical licensing board to ensure your doctor is licensed.

Partsavatar advises you to follow these instructions for safe driving and beware of the scammers on the road. visit Partsavatar.ca for aftermarket auto parts.